Respected Sir,
My name is Nalini. My grief is with ICICI BANK. I had taken Car Loan amounting to Rs 2, 25, 000/- from ICICI Bank in the year 2005. I was paying regularly my payments. But due to some problems, there were some EMI bounces in the year 2008 and 2 bouncing in 2009. The EMI was later paid to ICICI BANK. Now in the year 2010 they are levying bouncing charges leaving my current EMI bounced. I wrote mail to ICICI BANK in the month of May regarding the same
This was the message from ICIC BANK IN THE MONTH OF MAY
We would like to inform you that your installments for the months of August January April June August October December January November are returned on the due dates and the payments are received later. Hence the bounce and overdue charges of Rs. 2543 are levied to you.
Further, the installment of Rs.1155 is pending in your loan account as the same is paid in less.
The Bank have already deducted bouncing charges in the month of April and May in 2-3 lots. Because of this my A/c has been in mess and they are overcharging me every month in some form or other. My cheques are getting bounced because of un-necessary auto debits by the ICICI BANK. They are hugely charging me again and again and I have tried to talk to many persons, but in vain. Again they have levied Rs 3698 in July for bouncing charges for the old months which has already been debited by the bank and thus leading to my this month's (July) bouncing of car loan payment. Its a never-ending process. Kindly help me as I am from a middle class person and I have a very bad feedback for this BANK.
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