I have taken loan two years back from ICICI bank when market rate was 11.25%.
After two year i was happy to see that my EMI reduced, Later on i come to konw that they increased my tenure by 14 months... Even though market rates droped now to 9.75% but i am still paying 11.25%!!!
Smart way to cheat customer. We need to takeup this issue to media. Lets starts getting together gents, and given one big punch to cheater bank ICICI.
After a long debate with bank manager, unofficially she agreed that bank is cheating customer and gave personal advice to approch other bank. But i need to shell out huge amount to come out of this trap... god save me.
Please drop me an email if you have same issue. We will take up this issue with RBI or Media.
Arun Shetty
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