I had taken ICICI Home Loan in Nov when i had taken the loan the ROI was 7.5% in a span of 6 months the ROI increased to 8% in within a period of 6 years the ROI reached upto 13% when I visited the branch for foreclosing the loan as i want to transfer the loan to other bank. They said you make a payment of 0.5% of out standing amount n we will revise your ROI to 8.75%, and no guarantee if the ROI will increase again or reduce
They are not using Base rate formula and apply dual policy for current loan holder and for new home loan custome
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