I have applied for a Home Loan in Adyar Branch ICICI and I have got 70L approved based on my financials.
When I presented Property papers, they said go ahead - this property is Ok, provided the owner gets a patta in his name as it was thier ancestor property. After Much struggle I managed to get a Patta in owners name. After that they told we need to change the Agreement so that all owners should sign irrespective of a Regd. Power of Attorney signed between 2 sisters (owners of the property) - This Process took 4 months and I have paid an advance of 6L.
After doing all this (as suggested by ICICI nominated lawyers), they are now asking an affidavit for all the owners, thier sons and all relatives of the owners.
What I dont understand why take 4 months give this clarification, If they have given this at time of me identifying the property, I would not have chosen the property itself.
Now I am struck as my Advance of 6L is with them and Loan not getting processed - all because of ICICI high handed method of operations.
They do not seem to understand the customers problems and telling a different reason every time. They have also taken the processing fee from me.
Its a case of clear cheating. Now How I do I come out of this?
Any help would be appreciated.
Note: Never go to ICICI for any Loans - They talk sweet and put you in a greater trouble.
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