I have applied for Personal Loan & same was Credited to my account on 05/12 for 480000/- but they say that 20000 is for processing fee. No one from ICICI nor representative updated/informed that this will be deducted initially.
Now, I got a reply from ICICI stating that it is for processing fee as per agreement. This is pathetic & kind of Cheating from this bank. This is a serious concern & illegal as they can't charge me this much of amount as they do it for Home Loan.
They tortured me with this irresponsible behavior & with Processing Fee & Pre closing charges Bank is earning more than the percentage they claim to process.
Please help me & do not go for ICICI in your lifetime... this is a pathetic illegal Bank in India & RBI puts a blind eye.
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