Hi,
I have sent several mails to Customer Care department of IDBI Bank, not received any response on my request. The mail sent to customer care with a cc to Operations Managers Mr. Sujeet Kumar & Mr. Nitikesh Achrekar is pasted below for ref.:-
&&&- Forwarded message &&&-
From: Mileend Nadekar
Date: Fri, May 6 at 11:17 AM
Subject: Fwd: Increase in EMI instead of Tenure (Loan A/c 0552675100001724 - Mileend Nadekar)
To: [email protected], [email protected], [email protected], [email protected]
Cc: Mileend Nadekar
Dear All
Awaiting Reply…..
Warm regards,
Mileend Nadekar
&--
On Wed, May 4 at 5:19 PM, Mileend Nadekar wrote:
Dear All
Ref: LAN 0552675100001724.
This is to inform that with reference to the above mentioned Home loan availed by me, which was sanctioned @ 8.50% however due to increase in ROI disbursed on 06-Dec with ROI of 9.00% with EMI of Rs 17, 356/-. During the tenure of last 4 months EMI increased to Rs 19317/- (latest EMI)
Earlier it was communicated that increase in ROI will be adjusted with increasing the tenure with out increasing the EMI amount. However same is not done, which gives a wrong picture about the practice of your organization.
However across the Home Loan industry, with increasing ROI, tenure is increased rather than increasing the EMI. As per the Age norms followed in Home loan industry, my retirement age will be more than tenure of the Home Loan availed.
Increase in EMI in such a steep manner will drastically affect my monthly cash flow. Hence request you to consider my request to increase the Tenure rather than increasing the EMI, Being a Salaried Person, It would be nearly difficult to repay such a huge EMI.
Kindly revise my loan tenure accordingly.
Warm Regards,
Mileend Nadekar
Credit – RPC West Mumbai
Deutsche Postbank Home Finance Limited
Regional Processing Centre (RPC) – West
Unit No. 705-706, 7th Floor, “A” Wing
Diamoda, Nr. Novelty Silk Mill Compound
Dahisar (East), Mumbai – 400068
Tel 91 022 42485445
Fax 91 022 42485427
Mob 91 96190 14517
http://www.deutschepostbank.co.in
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