I have taken home loan from IDBI home finance Ltd. Branch - Dadar
Case No: MUMDAD0003311. - Vishal Shah
Current rate of interest is 10.25%.
Between January to Feb. The bank has reduced the ROI to few clients.
I came to know from the branch person.
When I approach the branch to provide the same facility to me and also inform why the other
clients are not been informed the same. I got the reply stating it is upto branch discretion.
I asked did any circular communicated to the branch about the same, reply got it should not be aware to clients. The branch has reduced the ROI to selective client which might be of thier interest.
i had approach the following concern person through phone and email but till date no official reply on phone say it is not necessary to reply since i am not the one client.
1) Branch Manager - Kiran Patel.
2) Regional Manager - M.Mathai
3) Corporate Office (pune) - Chandrashekar Hiremat.
Responsible authority is concerned to reply any communciation so far.
It seems that intention are to attract customer with competitive rate of interest and later will not reduce to the marked rate. (In this case they will say IDBI Homefinance discount rate is less to existing customer)
To new customer they are giving 4% discount rate but in later years they will give half or less the current ROI.
Be aware about the terms and conditions during approach or taking loan.
regards,
vishal
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