LOAN A/C 400310098-PROPOSAL NO. 310098
This is Nishant Menon here.
The summary of the problem is I bought a LG LCD 32" from PCH costing 45, 000. I paid DP of 5610. Remaining balance of 39, 390 was taken at an ongoing 0% interest scheme of 1, 666- This was advertised as well in papers.
I contacted [email protected] with not much help. I contacted Local Bajaj Finance and came in touch with Upender Thamme (Tarnaka, Secunderbad, AP). I talked to him once and he asked me to send my bank statements for 2 years which I did. Since 2 weeks, I have been trying to contact him but he avoids me nor is my message passed on.
To summarise, please refer the emails I sent to [email protected] which i sent earlier, You claim to be asking me above 50000 for a lon aof 39, 390 I took for 24 months. As per Bajaj finance I have still dues of 11, 850 which is impossble as I took a loan at 1666 EMI 0% Interest scheme which was widely advertised in papers and PCH E zone also agrees to it. However, I took a loan for 39, 390, in March so 24*1666=39984. This ends in April.
Now I have the invoice also. I bought it in March and have not been given any copy of agreement. However, mmy question is why should I take loan of 45, 000 when I have paid 5610 and as per Bjaaj finance, my dues are 11, 850 which goes over 45000- So why should I take above 45 k when the product itself is for 45, 000.
My loan was on ECS terms, should be ending April being the last month and am very sure about this. If it is otherwise, there is some fraud, so please investigate the Executive and I would require his name to lodge a complaint as I will not be paying what I have not taken. Also they say 190/- late charges- It is on ECS, what late charges are these?
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