Dear Sir/Madam,
I have applied for home loan at LIC last mointh. I have provided necessary documents to them at their place. And also given processing fees by check. After this process, LIC agent told that your loan will get approved with in 8-10 working dates.
But after 1 week when I called, they told there is problem arose, you need to submit bank transaction of loan processsing fees check. Then I asked why need to submit it, He told, there is mistake happen here, your loan processing fees has been mistakenly named on other file hence your loan has not processed yet. It will get cleared in 2-3 days of span but you need to submit bank transaction. Then I given bank transaction to them. After 2-3 days when I call back, he says, sir it is going complicated, need more time. Also he said, It might be possibility your ROI will also affect, because it will get processed in current month. I have been told that 9.95ROI at the time of file submition but after this issue he told, it might be ROI of 10.15.
I told him, it is very clear for you to submit exception because bank transaction is available, so he said give me some time I will sort it out with manager and let you know. I waited for 2weeks with such different reasons, yet not found any solution from them. Now just two days before, when I called, he said sir it might be chances your ROI again will changed then I said why I am getting screwed because of others mistake, so he said LIC is not accepting the situation but we are trying and now he is not ansering my phone.
Please let me know what should I do and how should I process for this exception.
Please help. Now it is do or die condition for me. Builder is eagerly waiting for sanction letter.
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