Dear Sir,
We took a loan of Rs.6800000.00 (Rupees Sixty eight lacs only) from LIC Housing Finance Ltd. LOAN A/C. NO.011013627 in March. now we paid them 750000.00 (Rupees Seven lacs fifty thousand only) in November in addition to normal EMI they have charged 2% as pre-payment penalty. Now we want this loan to be taken over by Bank of Maharashtra as BOM interest rate is 8.5% and LIC housing finance rate of interest is 10.50%. LIC Housing saying that they will charge 2% as pre-payment penalty on take over amount. We requested you to intervene and save our pre-payment penalty.
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