I have a loan from LIC housing Finance for EMI of Rs. 21333. It is regularly being deducted from my bank account on 11th of every month through ECS (the madate which I have alreday given to LIC Housing Finance).
But in the month of July it has still not been deducted.
When I approached my bank, SBI, Indirapuram I was told that ECS mandate is proper and it is valid upto April.
When I approached LIHFL I was told it has already been raised on 10th (as usual every month) of July as such sometimes it takes time and becaused of "it becomes in queue" as such it will be debited in one to three days.
I as a common man perplexed with this situation and I donot know to whom I should approach for this error. What is my right entact with me if LICHFL charges interest on delayed payment.
I have sufficient balance in my bank account as such ECS bouncing due to insufficient fund does not arise.
Kindly help me in this regards
9968282692
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