Respected Sir,
My embarrassing and miserable life started few days back,
in the first week of November this year, when I received few
phone calls from nos. 011-6637 1285 / 6637 1212 / 6637 1288
claiming to be from “ Barclays Finance ” offering
personal loans on attractive terms of low interest rates and
reduced processing fees so on and so forth. What added more
pain to it that a gentleman, Mr. Indranil (Mobile No.
9650540204) claiming him to be the center head, told me that
being a “Bengali” (as I am a Bengali person), he would
personally be supervising the whole loan application process
till disbursement and without any investigation he would
pass my loan. This gesture by Mr. Indranil produced doubt in
my mind. This doubt became more intense when Mr. Indranil
started convincing me saying that he would sanction the loan
at the interest rate of 11% which is quite absurd in the
context of prevailing interest rate and only 0.5% processing
would be charged for the
process. Based on Mr. Indranil’s false assurance,
I submitted all the relevant documents (i.e. Photo, bank
statement, passport etc) to a gentleman, Mr. Manoj Kumar
(Mobile 9250782922) on November 11 for a loan amount
of Rs. 5, 00, 000 along with the filled –in application
form.
While following up the loan process,
Mr. Indranil every time told me that the loan had been
sanctioned and ready to be disbursed. Meanwhile, one fine
morning Mr. Indranil told me that for disbursement of the
loan amount, an account had to be opened with Barclays Bank
with Rs. 3680 and insisted me to pay the same in cash and I
agreed to open the same. For that Mr. Indranil personally
came to my residence in November 15 (Sunday) and
trying to get another loan application form to be filled. I
asked Mr. Indranil that I had already filled the same; he
told me that this was required to open a bank account with
the Barclays Bank. He insisted me to give Rs. 3680 by cash.
I denied and gave the cheque of Rs. 3680 (No. 267636, ICICI
Bank) in favour of Barclays Finance. While writing the
payee’s name in the cheque, Mr. Indranil insisted me not
to write the payee’s name and leave the space blank. This
fraudulent act by Mr. Indranil
confirmed my doubt on him and upon repeated request he did
not give his visiting card. He took another crossed cheque
of Rs. 5, 00, 000 in favour of Barclays Finance (No. 267635 of
ICICI Bank).
Having failed in his mission to cheat me, Mr. Indranil
immediately left my residence and disappeared.
Since then, neither he is calling me nor picking up my
phones. Now at this point of time, I am in severe problem
which is not only damaging my mental health but also
affecting my professional life because based on Mr.
Indranil’s assurance, I made some commitment and started
doing some small projects.
>
Now at this very critical point of time, It is my humble
request to you, please look into the matter and intervene to
resolve this issue of severe social evils and concerns and
bring out the actual identity of such fraud and criminal
like Mr. Indranil and punish. I made repeated request to Barclays Bank customer care but my every effort was unheard by Barclays Bank.
Looking forward to have a ethical banking of high morale.
>
> Yours faithfully,
>
> Subrata Pal
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