Mr. Mulein straying from everything that is written on his website is just a fraud and that too a very clever fraud who knows well how to steal money from innocent people who trust him. Under the garb of providing free insurance to his clients, Mr. Mulein takes a good amount of money from his clients, which is supposed to be the first year premium and logically would be repaid to the client. However, the money is never returned and the unsuspecting clients lose all their money. In this process, not only the client loses his money but also the insurance company is befooled too as they expect the regular premium, which is never received.
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