Complaint against Bajaj Finance For the unprofessional way of dealing with financial accounts related to CIBIL.
I am Partha Patnaik; I purchased a pulsar in 2006 with and like other middle class I took loan from Bajaj finance at Hyderabad. Till one year without any discontinuity I paid the EMIs.
After one year I changed my job to Pune, before coming to Pune, I wanted to clear all my debt with Bajaj finance so went their office and paid the reaming amount. And I received the NOC after 45 day (I have the NOC with me now)
I was just surprised when I came to know that my name is there in the write-off list even after the NOC I have (After paying all EMIs in time), I got to know this when I applied for a home loan.
I called 8 to 10 times to know what the real problem is, Then i was given a contact number in Hyderabad to get help from. The outcome was I have to pay more ~550/- to Bajaj Finance as they found it was not paid by me, There was a mistake from the accountant who dealt my case.
I still even don't know if i really owe them 550/-. I did not have time to think much about this matter as I was in hurry to get my Home loan approved so paid the amount without even thinking for a sec (the amount was very low so I was not worried about)
Now what made complain against them again..!! It’s because The Bajaj Financial people are the most unprofessional people in this world. I am again suffering due the same problem i had 1.5 years back while availing my home loan. SBI rejected my car loan as i am still in the defaulter list that is with CBIL
This is really very surprising when your name appears in the Write-off list even after you paid the full loan amount and interestingly have the NOC given by Bajaj finance officer to me (Please find it in the attachment)
Please help me in coming out from this problem, I have paid the full amount.
I am a middle class man; I neither have time nor money to fight against their unprofessional behavior, what pleasure they are getting by putting us trouble?
After a long wait in my life I wanted a car for my family, and because of above problem, I am unable to.
Now
1.I am unable to transfer my home loan to SBI
2.I am unable take any personal loan
3.I am unable to take a car loan
I am in a deep trouble now, the only mistake did is I took loan from Bajaj Finance.
Please help
The Loan No is 400154605.
The Proposal No is -- 400/ F 4605
My details
Partha Patnaik
Ph-9881121236
Email- [email protected]
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