HDFC Credit Card
CHEATING BY HDFC

Dear Sir

I had ICICI credit card balance payment to pay and i am paying regularly upto my limit without fail and I was very happy about that.

Then, one day, a lady from your bank started making a call around 15 or 16 times and i refused, but, finally, at 17th time, I agreed regarding BT, COC, Smart pay.

For all these about said three things I am wrongly intimated all the rules and regulatings and payment structures regarding theses three..

I was cheated by HDFC bank through that stupid girl.

I know that girl and her phone number. She cheated from HDFC Nungambakkam office.

I cm cheated through 2 things..

What she said is, for sll these three, I will get one bill, in this if i paid Rs.1000/- means, this will be taken as

First, for COC EMI, then Smart pay payment and remaining amount to BT.

Also, she never said that, for everymonth for COC there is an interest..

For this, I asked her, how shall i get bill, for this, what she told know, you will get single bill with all these three as for eg., I saravana stores if we buy 10 intems means, finally we will get single bill with all 10 intems...

One, regarding BT, What she said was, for first three months, there is no interest and from fourth month this remaining BT will be converted to EMI.

Second one is, regarding Smart pay, As per her words, here, if I pay Rs.1000/- means, first take COC emi and entire remaining amount to BT, and donot take for Smart pay payment, and after completion of BT only, this come for consideration and upto that time, what amount paid by HDFC towards smart pay payment is accumulated and then, I have to pay that amount with interest.

CONCLUSION:

&&&--

As I was cheated by HDFC..

As I was wrongly informed all the details...

right now my position is., I am not that much rich to pay the amount which accumulated and finally to pay for smart pay and all... that is for cheated 2 things..

I will what amount i can monthly without fail on or before due date..this is my words..

I dont want to cheat HFC as you cheated me...

What I want is... youmust must act upon the words from that girl's words..

else.

If you refuse, and if you say that girl's words are wrong and we cannot like that means..

No problem.,

I never pay even a single paisa... OK.,

I will face what ever may be the consequences and also at the same time HDFC must face the consequences from me.

We will both face, I DOESN'T MINE.

ONE MORETHING, I APPLIED FOR SMART PAY, IMMEDIATELY, URGENTLY CANCEL THAT ONE., IT SHOULD NOT HAPPEN FOR THE DATE IMMEDIATELY AFTER I APPLIED DATE..MIND IT!

OK.