Dear sir/ madame icici bank representaive at mumbai branch deliderately mislead you to invest in insurance products when in front they present like mutual fundsand even forge your signature. The paper work is sent by the insurance company to local adress and it never reaches you so if you want to cancel or change any descrepancy you have lost time and later if you cancel or there is lapse in payments since paper work never reaches in usa your money is lost.
The nri representatives who call in usa claiming to tell you they will help cannot help with any of the products, asking to do that when you go to india and as it happened i went after 2 years.
THe nri representative mr nelson and their branch manager mr prasanth shetty is a complete fraud they even forged my signature for a product which was never presented at time of visit.
when complaint wes made to their icici prudential that they never sent paper work since 2 years they stated they never dispatch paper work overseas, this tells you that the nri reps mr nelson. ms sarah credo knew that paper work will never come to us the paper work will be null and void due to non payment of installments. for 2 years i never knew where my 5 lakhs was invested till 2 weeks ago when paper work was brought from india addrees. we were shocked that both products were life insuance products.
they are very clever and very sweet in front and stab behind your back. i have all proofs of communcations if needed for investigations.
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