Credit Card statements are confusing, charging unsolicited interest on items with high interest load and crediting payments against o% balance transfer offers. Neither they give any merchandising track no. to specify payments nor they have a clear format of transactions flow as how payments are adjusted or interest billed against which all entries. This leaves customer guessing and call center also fails to clarify in the right way. WHY DOES ICICI USE SUCH CHEATING PRACTICES?
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