I have applied for a housing loan from AXIS BANK, Indore Branch in August. But They rejected my application saying that i am already having an outstanding loan amount of 45000 rs as per the credit Report provided by CIBIL (credit information bureau India authorised.)As per report i Had taken a consumer loan of above said amount in year 2001 which i had not paid.
As per my knowledge i never taken any such loan from any bank/loan giving facility.
As per AXIS Bank Control No. provided by CIBIL to AXIS Bank is 497273836.
i go through cibil wbsite WWW.CIBIL.COM, but no information is there regarding my query.
Is cibil a government organisation?
who has given them rights to share confidential things of any person to any bank without informing the concern persons?
why cibil had provided wrong credit report to AXIS BANK due to this my Loan Application get rejected as a result i had suffered from mental harrasment and unneccesary troubles.
PERSONAL DETAILS:
MUKESH KUMAR GUPTA
PAN NO: AKWPG6620Q
MAIL ID: [email protected]
MOBILE NO:08128093668
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