Dear Sir/Madam,
Citifinance Loan Referance No.16243564
Loan amount Rs. 325000.00
Rate 24% Reducing (Fruaded)
Payment Term 48 Month
EMI Rs.10556.00
As this is concern with my personal loan. At the time of application your executive has told me that they are providing me personal loan @ 14.75% reduceing interest rate. However I have agreed on the given term and condition.
After few days after the all the satisfactory verification my loan amount was approved. Your executive has infromed me about the same on the same day I was about to catch the train for Delhi for my personal work I told your executive that give me some time when I will back I will complete the further procedure but he did not accept my term he continue follow me for the complition of further procedure, as I was taken loan for my sister marrige, I don't want losse this opportinty and understanding any thing with having complete trust on your executive I have signed all the document and provided him require details and document.
When I came back from Delhi I visited to your Gorgoan West, Mumbai branch for the disbursment of Loan amount, at their they didn't explain me any thing about the term and condition your executive Ms. Joity Roy she simply try to explain me some insurance plan and mediclaim paln and she worn me that if I will not purchase and of the plan she will not disburse my loan amount however I was under presure of my sister marrige and I accept the mediclaim plan which was deducted from my loan amount at that time she told me that she is disburseing my loan @ 14.14% reduceing interest rate. In presure and trust I have agreed on her term and completed all the formalites and also she has deducted 3% processing fees earlier it was said that it will 2.5%.
Now when I have checked with some other sources it come into my knowledge that my loan was disburse with interest @ 24% reducing as I compare with any financial institution they are providing us maximum @ 16% reducing, I was realy very shoked that how this pepole making us fool and after that continusly trying to contact for the rectificating but I am not geting any response there is on guy name Sanjay Singhania who has forwarded my application today he has switched off his moble phone and yesterday also I have contacted him but he hasn't given me any response. Even one of your executive Vinayak he is following me that give me some commision I have forwarded your application for Loan.
Now I think I in big trouble almost Rs. 1700.00 I have to pay an extra EMI, realy in presure your pepole has made me fool, if this will be the sitiution I will never make any deal with citi finance or from citi bank.
Its my humble request please rectify the error or if not possible I am ready to give your disburse amount and I will try from another financial institutuion.
Regards
Amit Jha
Mobile NO.09819330203
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