In the May I bought a car from M/s Dynamic automobiles, Noida thru a loan. The dealer insisted me to take the loan from Bank of Punjab as they were offering 7 years tenure. I got convinced and got my loan approved. It was all going fine, and in between a cheque of mine got bounced which I immidiately repaid.
Yesterday, that is 21st Sep i went to HDFC bank (as the Bank of punjab & centurian Bank got merged and then was taken over by HDFC) to prepay the amount and close my loan. To my surprise, they issued me an account statement whcih in past 3.5 years never issued.
Problems:
1. Advance EMI in the letter which I got at the time of loan sactioning, where as in the sttement 2 advance EMI is being charged.
2. The adv EMi as per bank is still overdue and then on top of it they have charged interest on that amount.
3. Now since bank has been taken over by HDFC, no one really turning around things faste
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