Last year in the july I had offered Rs. 20K loan against Barclay credit card at Rs 902 EMI for 36 months. One time processing fee is Rs 674 which I had paid through cheque. I converted the EMI into ECS and for this process bank executive fill up the form with my signature and every month abovesaid ammount deducted from my ICICI bank account. This ECS never bounced but from the month of november I was said to pay more than one thousand. When asked they told me your ECS did not hit timely. That time I paid Rs. 200 cash. Again I was said your EMI is Rs. 1028, So you have to pay extra ammount. For this everyday I were tourchered by 20 to 25 bank calls. Lastly I have decided to deposit total ammount. That time executive asked me to pay Rs 570 for this purpose and I did so. But noone sent me balance statement. Again last month in august I paid cash of Rs 830 to get rid of this problems and said to tell me my total due amount. But noone respond and now again I am torturtured by bank executives. What should I do legal prosedure against bank and get rid of this problems.
Rajesh Ranjan
130-D Kanchanjunga Apartment, Sector 53, NOIDA
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