I have applied a personal loan with Barclays Bank for amt Rs.2, 00, 000/&-amp; bank has approved it for Rs.179, 000/- . As commited by the executive & MID documents signed me the interest rate should be 17% monthly reducing. But when I have received the confirmation call the Executive told that my loan is approved @ 21% . I have denied the same & mail to costomer care of bank for the same. I have also requested for cancellation of loan & return my documents but the bank had dilivered a cheque of loan amount at my residence. Next day I have received another courier Bank side in which they have sent the copy of MID documents. I have surprised to see that my signatures are copied by them in another form & interest rate filled @ 21%.
Copies of all the documents are available with me. Kindly suggest shall I go for legal action against the bank.
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