I would like to raise serious concern on a gross misrepresentation of facts in CIBIL's consumer credit information report. I am facing unnecessary hassles and trauma despite having a clean record of repaying all my loans and credit cards bills. One of CIBIL's members has provided wrong information, and CIBIL is floating it without verifying facts.
CIBIL record shows a written off amount of Rs. 4746 (reported 31-05-08) against my credit card. I have no idea, which card CIBIL report is referring to. In my knowledge, I have always made the due payment against all my credit bills. If some bank had levied some hidden charges or made a disputed case to hide its service inefficiency, it should be verified before CIBIL put such information in its report.
I would request you to share with me the name of your member bank that has provided you the wrong and distorted information. It's a serious matter and CIBIL action is causing harm to my reputation. This report is being used by many banks, and they may use the misrepresented fact to decide against me in advancing loans.
Please provide me the detail information so that I can initiate legal action against the bank which had provided the distorted information to CIBIL.
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