I took Housing Loan from DHFL in Floating Method @11.5% and PLR @14.5%. Our Finance Minister & Reserve Bank of India has lowered down the Interest Rates for Housing Loan. Several Nationalized & Private Banks has also reduced their Housing loan interest. On asking DHFL Officials, they are responding that as and when the govt will lower the rates, we will also lower down, it is set in the computer and will automatically lower down. I had gave them Post Dated Cheques mentioning the amount as what the interest rates was at that moment. Now the interest rates has been lowered down, but they are giving me several excuses. It is simply a cheating case to the consumers. Govt. may ask the Finance Officials of DHFL of their charging of Interest Rates.
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