SIR,
I AM HOLDING SB ACCOUNT WITH ONE OF YOUR IOB BRANCH IN CHENNAI, FOR MORE THAN 6 YEARS AND HAVING MY DEPOSITS WORTH OF 5.0 LAKH'S IN SAME BRANCH.I NEED 4.0 LAKHS TOWARDS EDUCATION LOAN FOR MY SON STUDIES AT UK WITHOUT COLLATRAL AS IT IS MENTIONED IN ALL BANK WEBSITES.SAYS UPTO 4.0 LAKH NO COLLATRAL IS REQUIRED.WHEN I CONTACTED THE BANK MANGER HE SAYS I NEED COLLATRAL.PLEASE CONFIRM WHAT IS PROCEDURES U FOLLOW AS PER BANK NORMS OR WHAT U MENTIONED IN WEBSITE IS TRUE OR FALSE STATEMENT.THANKS PL REPLY.
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