SUBJECT - FRADULENT FINANCING OF AUTO-LOAN BY HDFC BANK LTD AGAINST MY ACCOUNT WITH P.N.B BANK .
SIR,
I AM SOLE PROPRIETOR OF A DISTRIBUTORS FIRM WITH MY ACCOUNT WITH PUNJAB NATIONAL BANK, NEHRU NAGAR GHAZIABAD SINCE 2003. AN AMOUNT OF RS. 64398.00 HAD BEEN CLAIMED AS SIX EMI’S THROUGH ECS FROM MY ACCOUNT BY HDFC BANK LTD AGAINST AN AUTO-LOAN DISBURSED FRADULENTLY TO A CHEATER WITHOUT ANY PHYSICAL VERIFICATION OF HIS CLAIM OF PROPRIETORSHIP AND ADDRESS OF THE FIRM, WHICH IS MOST ESSENTIAL BEFORE ACCEPTANCE / PROCESSING ANY LOAN APPLICATION.
SUBSEQUENTLY THIS AMOUNT WAS TRANSFERED TO HDFC BANK LTD BY MY BANKER FROM APRIL TO SEPTEMBER AND DEBITED THIS AMOUNT FROM MY ACCOUNT. THE MATTER CAME TO MY KNOWLEDGE WHILE CROSS-CHECKING MY ACCOUNTS WITH THE BANK AT THE TIME OF FILING THE TAX RETURNS AND A COMPLANT WAS LODGED WITH MY BANKER WITH COPIES TO AGM, PN BANK, MERRUT & HDFC BANK CUSTOMER CARE CELL NEW DELHI ON 10/09 AND 11/09. THE MATTER WAS ALSO REPORTED TO SHRI K.C. CHAKRABORTY, CMD PN BANK NEW DELHI ON 22/09 WITH A SUBSEQUENT REMINDER THROUGH E-MAILS. REGULAR CORRESPONDENCE IS BEING MADE THROUGH E-MAIL WITH HDFC BANK LTD.
THOUGH PUNJAB NATIONAL BANK IMMEDIATELY TOOK UP THE MATTER WITH HDFC BANK FOR REFFUND OF THE MONEY FRAUDULENTLY CLAIMED BY HDFC BANK AND ERRORNEOUSLY TRANSFERED BY MY BANKER, HDFC BANK IS IN NO MOOD TO REFUND THE MONEY BOTH THE BANKERS ARE BLAMING EACH OTHER FOR THE LAPSES MADE BY THEM ARE IS SHIELDING THE OFFICIALS INVOLVED IN THIS FRAUD. AND THE AMOUNT DEBITED FROM MY ACCOUNT HAS NOT BEING CREDITED TO MY ACCOUNT TILL DATE. THIS FRAUDULENT SIPHONING OF MY FUNDS THROUHG EMI’S HAD RESULTED IN BOUNCING OF MY CHEQUES HAS RESULTED IN TARNISHING OF MY CREDIBILITY IN BUSINESS, FOR WHICH I AM LEGALLY ENTITLED FOR CLAIM OF DAMAGES FROM BOTH THE BANKERS.
I REQUEST AND HOPE THAT YOU WILL BE KIND ENOUGH TO HELP ME IN REFUND OF RS. 64398.00 (WITH UP TO DATE INTEREST) FROM PN BANK/ HDFC BANK LTD, ALONG WITH CLAIM FOR DAMAGES WHICH I WILL MADE LATER.
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