Dear Sir/Madam,
Please revert on your contact details and address to dicuss this issue. During Housing loan verification with one of the reputed bank they forward me my cibil report in which there are 6 credit cards shown either closed or written off and want me to give justfication for the same.
As per best of my knowledge I have closed all these cards and written communication from banks are still awaited. Please find attached report for your ready reference. you are requested to provide me all the credit cards nos which is not reflected in this report and guide me to clear all these cases from my cibil report.
Thanks n regards
Vinayak desai
CIBIL report from the Bank :-
These cases are as follows.
1)...
Payment History Start Date 01-09 Payment History End Date 01-10
Member Name ICICI BANK Opened 29-08 High Credit 63186
Account Number 5176530043532004 Last Payment 14-03 Current Balance 10107
Type of Account Individual Closed Overdue
Type CREDIT CARD Suit Filed Written Off (WO) Reported 30-04
DAYS PAST DUE / ASSSET CLASSIFICATION
000 000 003 292 246 228 XXX 171 004 XXX 003 003 XXX XXX 000 XXX XXX XXX
2...
Payment History Start Date 01-04 Payment History End Date 01-04
Member Name NOT DISCLOSED Opened 30-05 High Credit 41407
Account Number Last Payment 13-08 Current Balance 41407
Type of Account Individual Closed 16-12 Overdue 41407
Type CREDIT CARD Suit Filed Written Off (WO) Reported 31-05
DAYS PAST DUE / ASSSET CLASSIFICATION
120 090 060 030 000 000 060
3...
Payment History Start Date 01-12 Payment History End Date 01-06
Member Name ICICI BANK Opened 12-04 High Credit 19157
Account Number 5177194058797009 Last Payment 19-04 Current Balance 9157
Type of Account Individual Closed Overdue 4000
Type CREDIT CARD Suit Filed Written Off (WO) Reported 30-04
DAYS PAST DUE / ASSSET CLASSIFICATION
309 281 006 250 219 189 SUB SUB SUB STD STD STD SUB
4...
Payment History Start Date 01-02 Payment History End Date 01-03
Member Name NOT DISCLOSED Opened 16-08 High Credit 30588
Account Number Last Payment 28-11 Current Balance 19901
Type of Account Individual Closed Overdue 7045
Type CREDIT CARD Suit Filed NA Reported 31-03
DAYS PAST DUE / ASSSET CLASSIFICATION
180 XXX 180 180 180 180 180 180 180 180 180 180 180 180 180 180 180 180
5...
Payment History Start Date 01-03 Payment History End Date 01-04
Member Name NOT DISCLOSED Opened 09-06 High Credit 493
Account Number Last Payment Current Balance 321
Type of Account Individual Closed 03-11 Overdue 88
Type CREDIT CARD Suit Filed NA Reported 30-04
DAYS PAST DUE / ASSSET CLASSIFICATION
117 088 054 028 000 000
6...
Payment History Start Date 01-02 Payment History End Date 01-02
Member Name NOT DISCLOSED Opened 03-04 High Credit 9139
Account Number Last Payment 04-06 Current Balance 9139
Type of Account Individual Closed 21-10 Overdue 600
Type CREDIT CARD Suit Filed NA Reported 30-04
DAYS PAST DUE / ASSSET CLASSIFICATION
XXX
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