I had long been trying to get my ICICI Overdraft account closed. The acc no is 025305002308.
The account was opened in December and I had never used it. I was then charged no fees and the accoutn opening agent told e that ther are no charges. One year later, I got a mail stating that I need to visit the branch if I want to continue the account or else my account will be closed.
I went to the bank before the due date and was surprised to know that there was a charge of around Rs 500 (I am not sure of the exact amount) to get it closed. I somehow agreed but hilariously, none of the staff in the bank knew of how to get an OD account close! They took my contact number and told me that they'll contact me with the details. The due date passed and there were some admin charges added to my account. These charges amounted to Rs 2246. I was given no explanation of these charges. I do not believe I should pay these charges. This is the bank's negligence.
All this is very scary for me since my salary account is linked to my OD account. I have been to the bank 3 more times but to no avail. Due to the fraudulent and obscure practises of the bank, I have decided to close my salary account also. I do not want to have a bad credit history. Some body please advice.
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