I have ICICI Bank Savings A/C at Brabourne Road Branch in Kolkata since 2003.
I have maintained the quarterly available balance in my account from Jul to Sep well above the minimum QAB (i.e., 10, 000 INR) required to be maintained in my ICICI Bank savings account.
In ICICI Online Banking, when I enter the date from Jul 1 to Sep 30 I could see my available balance for the quarter Jul to Sep is 14, 350 INR, which is well above the QAB (i.e., 10, 000 INR).
Still, ICICI Bank has deducted QAB charges for Jul to Sep quarter.
ICICI Bank is doing fraud with me by deducting QAB charges although I have minimum quarterly available balance maintained.
As ICICI Bank has erroneously deducted this QAB charges, they need to reverse this as soon as possible.
If ICICI Bank is not reversing this QAB charges and giving justification of QAB as daily / monthly available balance, I would take this matter to Consumer Court and file complaint with Reserve Bank of India that ICICI Bank is doing fraud with its customers by deducting QAB charges wrongly and justifying Quarterly Available Balance (QAB) as daily / monthly available balance.
I also have savings accounts with other banks in India and they also have QAB but they do not justify QAB as daily / monthly available balance like ICICI Bank is doing.
I need quick redressal and reversal of the QAB charges deducted Jul to Sep quarter.
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