Inconsumercomplaints.com » Miscellaneous » Review / complaint: ICICI Bank - FRAUD authorisation | News #288141

ICICI Bank
FRAUD authorisation

Dear All,

See the way Aviva and ICICI Bank and playing with the customers money. One sells the policy by mis-informing the customer and other authrise the transaction. Aviva fraudlently despite giving more than a month notice produces the bill to ICICI and they also authrised it even when I told ICICI Bank to not authrising the transaction (twice).

Now they are playing with me by sending me to each other. They both are harrassing me for more than a year.

Pls send me the commnets and mention other such instances where Insurance and Financial institutions are doing such CRIMINAL activites

Thanks

&&&- Forwarded message &&&-

From: ANKUSH BINDRA

Date: Sun, 29 Nov 13:02:23 0530

Subject: Fwd: 'ICICICARE=036-227-309' level1complaint/ Credit Card

To:

Your guys taken the requested documents and then disappear which I

don't expect from you. I gave the supporting documents for Mr. Tarun

Vijayee on 06Oct and he never updated me on the status and now got

transfered to Patna. I gave her all the supporting documents which I

gave earlier also under ref. 034-038-891. I asked him some questions

which are unanswered, I asked the same questions yesterday to

Sapna (from collection) and she dropped my call. Your guys made around

20 calls on 27 and 28 Nov!!! to me and harrased but when I asked

questions they put down the phone. Very professional bank, non sense.

Pls aswer the following 1 why 2250 authrised when ECS instruction for

25K on 23 Jul07 2 I requested to stop the same twice before Aviva

claimed this amount from you why I was not taken seriously

I gave 1 month prior notice to aviva that I want to cancell this

policy. As per their record dated 17 Apr 17 April where they

mentioned,

-Customer informed that policy was miss-sold to him by stating he will

not have to pay anything after 3 policy years and policy would

continue. And he wants the FULL Refund after cancellation of the

policy- you want any other proof. They send me letter on investivation

on 17Apr and a send me the reply on 05 Jun when they got the

money, AUTHRISED FRAUDLENTLY BY THE BANK ON THEIR ECS which they

should not be producing at all. I instructed the bank to make a CHARGE

BACK and you kept me waiting for 1 year. And now your are HARRASSING

ME

&&&- Forwarded message &&&-

From: ICICI Bank Customer Care

Date: Sat, 07 Nov 12:11:03 0530

Subject: RE:'ICICICARE=036-227-309' level1complaint/ Credit Card

To: ANKUSH BINDRA

Dear Mr. Bindra,

We inform you that your credit card is permanently deactivated due to

the non receipt of the payment according to the statement.

The total outstanding balance on your credit card is Rs. 41, 903.30 as

on November 07.

We would not be able to offer the settlement on the card account.

We request you to make the payment according to the statement to

avoid the further financial charges.

Sincerely,

Ramlal Mithra

Customer Service Officer

ICICI Bank Limited

"ICICI Bank now offers 6.75% of interest p.a. on fixed deposits for

390 days, 590 days, 7.25% of interest on fixed deposit for 790 days &

7.75% of interest p.a. on 990 days w.e.f . 01.08.2009 . Please contact

any ICICI Bank branch."

Register your ICICI Bank credit card for Verified by Visa / MasterCard

SecureCode today to make your online transactions safer. RBI

guidelines make this second level authentication, mandatory for all

Internet card transactions from August 1. For registration and

further details, please visit the Cards section of www.icicibank.com.

CONFIDENTIALITY INFORMATION AND DISCLAIMER:

This e-mail message may contain confidential, proprietary or legally

privileged information. It should not be accessed by anyone who is not

the original intended recipient. If you have erroneously received this

message, please delete it immediately and notify the sender. You will

appreciate that e-mail transmission cannot be guaranteed to be secure

or error-free as its contents are susceptible to loss, damage,

interception, destruction, etc. Before opening any attachments please

check them for viruses and defects. The notice appended to the e-mails

is not intended to prejudice the interests of our customers in any

manner or to evade responsibility for any act of done with the

endorsement of ICICI Bank.

&--Original Message&--

From: ANKUSH BINDRA ([email protected])

Date: Thursday, November 05 12:34 PM

To: ICICI Bank Customer Care ([email protected])

Subject: Re: level1complaint/ Credit Card

What is the status of the other complaint I filed at the same time

regarding my Amex Card No. 3770 414742 99012?

ICICI AMEX 31 Oct 09:50PM Inbox

ANKUSH BINDRA Sat, Oct 31 at 9:49 PM

To: ankbindra

Cc: traveljini007

Reply | Reply to all | Forward | Print | Delete | Show original

My case of a dispute wherein bank authrised the transaction to the

merchant (Aviva Life Insurance) despite my request to stop the

transaction on 29/30 May. Merchant produced the bill despite my

written request made to them more than a month before the due date.

After waiting for more than a year I stop ur payments and bank has

started freezing my accounts and SNATCHING the money from it. I never

denied to pay the balance payment at any stage till now but I need the

resolution wherein I WAITED FOR MORE THAN A YEAR despite providing all

the supporting documents to the officials. Later to recover this

amount bank has freezed my saving account 003101527345 and later on to

make the things worst freezed my trading a/c 003101205123. To keep the

relationship I gave HARD Copies of all the docs again to Mr. TARUN

VIJAYEE and since that YOUR CONCERNED PERSON is not picking the phone

after 1-2 talks. How fair is this harrasment? And if that is fair can

I block payments for the other credit card I have? In directly you are

forcing me to do that and TRUST ME I can do that the same way I did

earlier. I give proper intimation to the bank and then take step

unlike yourself where LIKE THEIVES YOU FIRST FREEZE the accounts and

then inform the client. Pls make a clear difference in the cases which

are pending (at your end) due to a dispute and the case where customer

is making a FRAUD. I need the reversal of that un-authorised

transaction at the earliest so that balance can be paid..

https://infinity.icicibank.co.in/salesEARWeb/web/rbi/jsp/complaintForm.jsp

On 11/5/09, ICICI Bank Customer Care wrote:

> Dear Mr. Bindra,

>

> We have already forwarded to the department for the settlement on your

> account. They would be contacting to offer the settlement on or before

> November 07.

>

> Sincerely,

>

> Ramlal Mithra

> Customer Service Officer

> ICICI Bank Limited

>

> "ICICI Bank now offers 6.75% of interest p.a. on fixed deposits for 390

> days, 590 days, 7.25% of interest on fixed deposit for 790 days & 7.75% of

> interest p.a. on 990 days w.e.f . 01.08.2009 . Please contact any ICICI Bank

> branch."

>

> Register your ICICI Bank credit card for Verified by Visa / MasterCard

> SecureCode today to make your online transactions safer. RBI guidelines make

> this second level authentication, mandatory for all Internet card

> transactions from August 1. For registration and further details,

> please visit the Cards section of www.icicibank.com.

>

>

> CONFIDENTIALITY INFORMATION AND DISCLAIMER:

> This e-mail message may contain confidential, proprietary or legally

> privileged information. It should not be accessed by anyone who is not the

> original intended recipient. If you have erroneously received this message,

> please delete it immediately and notify the sender. You will appreciate that

> e-mail transmission cannot be guaranteed to be secure or error-free as its

> contents are susceptible to loss, damage, interception, destruction, etc.

> Before opening any attachments please check them for viruses and defects.

> The notice appended to the e-mails is not intended to prejudice the

> interests of our customers in any manner or to evade responsibility for any

> act of done with the endorsement of ICICI Bank.

>

>

>

>

> &--Original Message&--

> From: [email protected] ([email protected])

> Date: Tuesday, November 03 01:34 PM

> To: ICICI Bank Customer Care ([email protected])

> Subject: RE: level1complaint/ Credit Card

>

> Thanks. Pls ask them to call before 2 pm only. Thanks.

>

> Regards,

> Ankush Bindra

> Sorry for typo errors sent by mobile.

> &--Original Message&--

> From: ICICI Bank Customer Care

> Sent: 03/11 13:04:10

> To: ANKUSH BINDRA

> Subject: RE:'ICICICARE=036-160-965' level1complaint/ Credit Card

>

>

>

> Dear Mr. Bindra,

>

> We have forward a request for settlement of your credit card loan account

> 9401 xxxx xxxx 9000 to our settlement desk team.

>

> You will receive call from our settlement desk team within 4 working days to

> offer your settlement.

>

> Appreciate your patience in this regard.

>

>

> Sincerely,

>

> V. Bhupender

> Customer Service Officer

> ICICI Bank Limited

> CONFIDENTIALITY INFORMATION AND DISCLAIMER:

> This e-mail message may contain confidential, proprietary or legally

> privileged information. It should not be accessed by anyone who is not the

> original intended recipient. If you have erroneously received this message,

> please delete it immediately and notify the sender. You will appreciate that

> e-mail transmission cannot be guaranteed to be secure or error-free as its

> contents are susceptible to loss, damage, interception, destruction, etc.

> Before opening any attachments please check them for viruses and defects.

> The notice appended to the e-mails is not intended to prejudice the

> interests of our customers in any manner or to evade responsibility for any

> act of done with the endorsement of ICICI Bank

>

> &--Original Message&--

> From: [email protected] ([email protected])

> Date: Saturday, October 31 09:27 PM

> To: [email protected] ([email protected])

> Subject: level1complaint/ Credit Card

>

>

> Name: Ankush Bindra

> Product: Credit Card

> Account No: 9401270041159000

> Application No:

> E-mail address: [email protected]

> Mobile no: 9810234281

> Telephone no: 91-129-4126190

> Details of complaint: Pls advice the best amount I can pay to close this

> Cash-in-Select Account. I made many attenpts to it and just because I missed

> the last installment of the previous (first) settlement bank staff is telling

> me different stories. Bank staff told me that told me numerous stories which

> are not leading to any result. Previously I was told to contact you when I

> have the money in my hands for final settlement infact your staff quoted me

> Rs. 50K also earlier but now some says 75K to 200K which one is correct? Due

> to the lack of transperency in the settlement procedures middlemen are

> making fool of people. Tell me the amount I need to pay if I pay in 1

> instalment and the amount I need to pay if I close this in 4 transactions.

> The most clear theory of settlement told to me is that bank can't leave its

> principle so deduct the amount you have paid to the bank and pay the balance

> of the principle amount you have taken originally. How true is that by this

> calculation I am supposed to pay around Rs 90K. Whats your response I dont

> want to be in th bad books to CIBIL. Thanks.

>

Dear Mr. Bindra,

We confirm having received the attachments sent by you through your

personal e-mail ID

[email protected].

However, the there is no policy cancellation confirmation letter in

the attachment.

We request you to co-ordinate with the merchant, AVIVA insurance in this regard.

We will not be able to charge back the amount from the merchant.

Sincerely,

Syed Ashraf

Account Manager

ICICI Bank Limited

&--Original Message&--

From: [email protected] ([email protected])

Date: Friday, June 26 10:55 AM

To: [email protected] ([email protected])

Subject: RE: Credit Card

Dear Syed,

I have sent the msg yesterday from [email protected] with 2

attachments. Pls confirm.

rgds,

Ankush Bindra

I am deleting some of the below text as it dont allow this long msg to

go like this.

&--Reply Separator&&-Dear Mr. Bindra,

Further to our telephonic conversation, we have checked all the 3

e-mail ID [email protected] [email protected]

[email protected]. However, we did not receive any e-mail from

the said e-mail ID.

Please note that the size of the attachment should not exceed 200 KB.

Kindly send the attachment in PDF or JPG format.

Sincerely,

Syed Ashraf

Account Manager

ICICI Bank Limited

&--Original Message&--

From: [email protected] ([email protected])

Date: Tuesday, June 23 11:59 PM

To: [email protected] ([email protected])

Subject: RE: Credit Card

Dear Syed,

After that letter was given they have sent me a letter to confirm the

same which is also sent by me.

I gave you the details of their records also.

So, in short copy of both the documents (my letter and their letter)

is given to you.

As transaction went thru they have taken the money. Despite CORE

asking them to refund. But they ignored it as money is in their

possession. Merchant is not in a mood to reverse this transaction and

I have no other option but to force you to recover this money at any

cost!!!

Anyways, thanks for your understanding and concern.

Regards,

Ankush Bindra

9810234281

&--Reply Separator&&-Dear Mr. Bindra,

We understand your concern.

We called on your mobile 9810234281. However, did not answer the call.

We request you to us a send a scanned copy of the policy cancellation

letter to [email protected] from your personal e-mail ID.

Please confirm the e-mail ID through which the attachment is sent.

Please note that the size of the attachment should not exceed 200 KB.

Kindly send the attachment in PDF or JPG format.

We inform you that if the credited is given by the merchant, it will

get adjust in towards your outstanding balance.

Sincerely,

Syed Ashraf

Account Manager

ICICI Bank Limited

&--Original Message&--

From: [email protected] ([email protected])

Date: Sunday, June 21 01:58 AM

To: [email protected] ([email protected])

Subject: RE: Credit Card

Hi All,

Fortunately, I got the copy of the letter given to Aviva from their

records, pls tell me the email id where I need to send it as

attachment. Anyways, for your kind information, I have used 25, 000

from the credit card and not going to pay for the same. You need to

adjust it once you got sucess in the chargeback.

Regards,

Ankush Bindra

9810234281

Dear Mr. Bindra,

According to our records the documents have not been received.

We request you to re send the same to [email protected]

Sincerely,

Joshi Raghavender

Account Manager

ICICI Bank Limited

&--Original Message&--

From: [email protected] ([email protected])

Date: Monday, June 01 09:11 AM

To: [email protected] ([email protected])

Subject: RE: Credit Card

Dear Mr. XYZ,

Don? t delay the resolution too much so that I will make my own

judgment. You are forcing me to use the other methods of recovering

the money from you guys. I got the confirmation from the bank on 20th

May that docs have been received by the bank.

Ankush Bindra

98102 34281

&--Reply Separator&&-Dear Sir,

We have not received the cancellation proof of your avaiva transaction.

Kindly send it to [email protected].

Sincerely,

B Vijay Kishore

Account Manager

ICICI Bank Limited

&--Original Message&--

From: [email protected] ([email protected])

Date: Wednesday, May 27 09:43 PM

To: [email protected] ([email protected])

Subject: RE: Credit Card

Hi Solomon,

Pls speak with Dinesh, he confirmed me that the proof of the

communication I got from Avaiva is recieved by the bank.

Pls dont communicate what you are not aware of.

Regards,

Ankush Bindra

9810234281

&--Reply Separator&&-Dear Mr. Bindra,

We regret the inconvenience caused.

We are sorry to inform you that we have not received any e-mail with

attachment of cancellation proof from your e-mail ID :

[email protected] towards [email protected] as on May 27,

2009.

We will be unable to initiate a request without cancellation proof

regarding the transaction of Rs.26, 250.00 towards Aviva.

We request you to re-send the attachment in pdf or jpg format below

200kb to initiate a request.

Hope you understand our limitation in this regard.

Looking forward to your co-operation in helping us serve you better.

Sincerely,

Jack Solomon

Account Manager

ICICI Bank Limited

&--Original Message&--

From: [email protected] ([email protected])

Date: Tuesday, May 26 11:37 PM

To: [email protected] ([email protected])

Subject: RE: Credit Card

Dear Mr. Solomon,

I was told the the charge back will get applied by 23 May, I sent the

docs copy also on time. Pls close this and refund the same to my

credit card account ASAP.

Regards,

Ankush Bindra

9810234281

&--Reply Separator&&-Dear Mr. Bindra,

We regret the inconvenience caused.

We inform you that we have not received any e-mail from your e-mail ID

: [email protected] towards [email protected] as on May

25.

Looking forward to your co-operation in helping us serve you better.

Sincerely,

Jack Solomon

Account Manager

ICICI Bank Limited

&--Original Message&--

From: [email protected] ([email protected])

Date: Monday, May 25 11:05 AM

To: [email protected] ([email protected])

Subject: RE: Credit Card

Done. This time I have sent it from [email protected]. Also I got

the confrimation call from Mr. Dinesh that this has been recieved by

your bank.

&&&- Forwarded message &&&-

From: Ankush Bindra

Date: Mon, 18 May 14:16:01 0530

Subject: RE: Subject: RE:'ICICICARE=034-038-891' Credit Card

To: Ankush Bindra, [email protected]

Cc: [email protected], [email protected]

Hi,

Sorry I forgot to attach the scanned copy.

Regards,

Ankush Bindra

Yatra.com

Extn. 2087

%__

From: Ankush Bindra [mailto: [email protected]]

Sent: Saturday, May 16 5:48 PM

To: '[email protected]'

Cc: '[email protected]'; '[email protected]'

Subject: Subject: RE:'ICICICARE=034-038-891' Credit Card

Dear Mr. Raghvender,

Dear Mr. Bindra,

According to our records the e mail has not been received.

We request you to resend the e mail.

Sincerely,

Joshi Raghavender

Account Manager

ICICI Bank Limited

&--Original Message&--

From: [email protected] ([email protected])

Date: Sunday, May 24 08:22 AM

To: [email protected] ([email protected])

Subject: RE: Credit Card

Hi,

I sent it from [email protected].

Regards,

Ankush Bindra

9810234281

&--Reply Separator&&-Dear Mr. Bindra,

We request you to confirm the e mail id against which the scan copy was sent.

Sincerely,

Joshi Raghavender

Account Manager

ICICI Bank Limited

&--Original Message&--

From: [email protected] ([email protected])

Date: Saturday, May 16 06:16 PM

To: [email protected] ([email protected])

Subject: RE: Credit Card

Dear Mr. Joshi,

I have snet the mail alongwith the scanned copy of the letter they

have sent to me to the given ID.

Pls resolve.

Regards,

Ankush Bindra

&--Reply Separator&&-

Dear Mr. Bhattacharjee,

We request you to send scan copy of the proof that the insurance has

been cancelled in April to [email protected].

Sincerely,

Joshi Raghavender

Account Manager

ICICI Bank Limited

&--Original Message&--

From: [email protected] ([email protected])

Date: Wednesday, May 13 02:49 PM

To: [email protected] ([email protected])

Subject: RE: Credit Card

Dear Mr. Joshi,

Pls note I would like to take it legally. This vendor was blocked on

my request for any future ECS on 31 may itself. I was not guided

by anyone at that time from the bank's side and need to do a follwo up

with Aviva and then it went to CORE.

And now you are saying its too late. Are you guys joking with client?

I need this Rs. 25000 back at any cost.

Regards,

Ankush Bindra

9810234281

&--Reply Separator&&-Dear Mr. Bindra,

According to our records there is no dispute request initiated.

Please also note that after the lapse of these 90 days, we would be

unable to initiate investigations for the disputed transactions,

according to VISA regulations.

Sincerely,

Joshi Raghavender

Account Manager

ICICI Bank Limited

&--Original Message&--

From: [email protected] ([email protected])

Date: Thursday, May 07 11:25 PM

To: [email protected] ([email protected])

Subject: RE: Credit Card

Pls find the detials of the mail. At the very same time I communicated

the same to you over the phone once I got the SMS as well as written

communicattion was there. Pls check your records and send me all the

email communications sent from 20 May - Sep 2008 at the earliet.

That transaction was disputed by me.

===========================

complaints-Samaji Yadav Mon, Jul 21 at

11:40 AM

To: ANKUSH BINDRA

Cc: [email protected]

Reply | Reply to all | Forward | Print | Delete | Show original

Dear Mr. Bindra,

Since opp party has rejected your case, it is advisable that you move

to the Dist Consumer Forum for seeking redresal through Court. Now we

are closing this case from our end.

Samaji Yadav

Manager (Complaints)

Depts of Complaint Redresal Cell,

CORE Centre, Noida

Tel.: 0120-4235448.

&-- Original Message &-- From:

To: "ANKUSH BINDRA"

Cc: "complaints-Samaji Yadav"

Sent: Friday, July 18 7:12 PM

Subject: Re: Final reminder

Dear Mr. Bindra,

This is further to your email regarding your policy bearing number

WLG2086902("Policy") with us.

We would like to inform you that the decision communicated to you vide

our e-mail dated July 14 was after detailed analysis and complete

evaluation of your case and therefore at the current situation our

process and contract does not allow us to make any refund in the

present policy.

Should you have any further queries, please feel free to revert on our

e-mail id or you may contact our customer services toll-free number at

1-800-180-2266 or contact us at 0124-2709046.

Thanking You,

Yours Sincerely,

Complaints Redressal Team

Aviva Life Insurance Company India Ltd.

"ANKUSH BINDRA"

[email protected]

cc 07/16 08:13 "complaints-Samaji Yadav"

AM Subject Re: Final reminder

Hi,

I dont know why again you are going away from the topic. I have just 2

simple things to which I need a satisfactory answer.

1. I just want my second year to be refunded as I have no intentions

to go ahead with the same. Previuosly why I didn't looked during the

cooling of period that is something which we are not discussing at

present.

2. Tell me if you take back the policy of all the people coming with

complaints!!! My documents were taken by telling me you are

surendering this policy as this is a dispute case. So where is the

confusion?

I want complete Rs. 26.250 refunded in another 7 days time as we have

already wasted so much of time.

Mr. Yadav: Need your legal advice alongwith support to publish the same in

the media, so that people will not fall in these kinds of traps later on.

Regards,

Ankush Bindra

9810234281

On Mon, Jul 14 at 3:28 PM, wrote:

Dear Mr. Bindra,

This is further to your email regarding your policy bearing number

WLG1559954 ("Policy") with us.

We would like to inform you that we have already replied to you vide our

e-mail dated July 10.

Further, we would like to reiterate that we have taken due cognizance of

your feedback but would like to inform you that no application is

processed until and unless we receive a filled up proposal form from our

customer which clearly mentions the terms of the policy and has the

customer's signature on it which further validates customer's acceptance

to the information mentioned in the proposal form.

Please note that the proposal form bearing number NUP10812356 was duly

signed by you and only after a detailed analysis and review of your

proposal it was converted into an insurance Policy for a sum assured of

Rs. 20, 00, 000/-

Furthermore, we would like to inform you that each proposal form is

analyzed and underwritten and once the policy is commenced we send a

detailed policy documents which contains the copy of the proposal form

which you had signed and also contains the Terms and Conditions

governing the policy.

Thus, we would like to take this opportunity to inform you that

insurance is a subject matter of solicitation and is initiated

through a verbal conversation.

As a Company, we take due precautions to ensure that our customers are

objectively informed about each and every aspect of the policy and are

given the opportunity to reconsider the decision.

Further, even after availing the policy, the customer is provided with

a "right to reconsider" option ('Free look Period'), wherein the

customer if dissatisfied with the policy terms and conditions or the

benefits available under it, is entitled, to bring it to the notice of

the

Company and request for cancellation of the Policy within 15 days of receipt of

the Policy. In case of cancellation of the Policy under Freelook

cancellation option, the entire premium paid by the Policyholder (less

applicable charges) is refunded back to the policyholder.

However, we did not receive your request for cancellation of the Policy

within the Freelook period.

Also, we would like to draw your attention to your letter which we

received on April 11, wherein there was no mention of making a

stop payment on the renewal premium payment.

Further, we would like to draw you attention to the fact that the

original policy documents were dispatched to you on June 6 and

was delivered to Sunil on June 9.

In the light of the above stated facts, we would like to inform you

that at the current situation our process and contract does not allow

us to process any refund.

Further, we would like to inform you that due to a technical error an

indexed amount of Rs. 26, 250/- was collected for the period May

15 to May 15.

We apologize for the inconvenience faced by you due to this transaction.

Also, we would like to inform you that we are making arrangement to

refund the excess premium amount of Rs. 1250/- back to you. May we

request you to please forward the original policy documents and First

premium receipt to any of our nearest Aviva branch.

Also, we would like to bring to your notice that your policy number

would change and reassure you that the policy benefits, terms and

conditions remain unaffected and all the premiums paid by you in the

old policy

number would be transferred to your new policy account.

We once again reassure you that this exception has been taken in

appreciation of your feedback and we assure that AVIVA at all the time

will keep you updated of the transactions with us and request you to

please keep us informed of your feedback on the transactions and

communications send to you from time to time.

Should you have any further queries, please feel free to revert on our

e-mail id or you may contact our customer services toll-free number at

1-800-180-2266 or contact us at 0124-2709046.

Thanking You,

Yours Sincerely,

Complaints Redressal Team

Aviva Life Insurance Company India Ltd.

"ANKUSH

BINDRA"

"[email protected]" <br /br /[email protected]>

cc

07/12 01:06 "complaints-Samaji Yadav" <br /br /[email protected]>

AM

Subject

Re: Final reminder

Dear Ms. Divya,

Thanks for the call made by yourself on 09 Jul but again I would

like to put that in words that the case is still pending at your

ending after 48 Hrs are gone!!!

I would like to tell you that for every complaint you guys don't keep

the original policy documents of the insured and since you have taken

them from me this is very much self expalanatory that it has been

surendered by me.

So I need my complete premium paid for Rs. 26, 250.

I need my money to be refunded without any further delay alongwith a

suitable compensation for the delaycaused at your end for Rs. 25, 0000

(total Rs. 51, 250) for the mental harassment, un-authorised usage of

my credit card and mis-guidance.

Yours Sincerely,

Ankush Bindra

9810234281

On 7/9/08, [email protected] wrote:

Dear Mr. Bindra,

This is further to your email and subsequent conversation with our

Complaints Redressal Executive regarding the policy bearing number

WLG1559954 with us.

Please accept our sincere apologies for the delay and inconvenience

caused to you.

We would like to assure you that your concerns are being investigated

on utmost priority and we shall revert back to you with the final

status in next 48 hours.

May we request you to please bear with us till such time.

Should you have any further queries, please feel free to revert on our

e-mail id or you may contact our customer services toll-free number at

1-800-180-2266 or contact us at 0124-2709046.

Thanking You,

Yours Sincerely,

Complaints Redressal Team

Aviva Life Insurance Company India Ltd.

"ANKUSH BINDRA"

"[email protected]" <br /br /[email protected]>

cc 07/09 08:28 "complaints-Samaji Yadav" <br /br /[email protected]>

AM

Subject Re: Final reminder

Dear Sir/ madam,

Request you to resolve this ASAP and refund the money charged on my

crd despite my refusal to go ahead with the same.

Its over a week now since final reminder was sent to you by Mr. Yadav

from CORE India. This case is pending for last 2-3 months and I am

very disappointed by this.

Regards,

Ankush Bindra

9810234281

On 7/2/08, [email protected] wrote:

Dear Mr. Bindra,

This is further to your email regarding the policy bearing number

WLG1559954 with us.

Please accept our sincere apologies for the delay and inconvenience

caused to you.

Further, please be assured that your complaint is being followed up on

utmost priority with our senior authorities and we would update you on

the same shortly. May we request you to kindly bear with us till

further

updates.

Should you have any further queries, please feel free to revert on our

e-mail id or you may contact our customer services toll-ree number at

1-800-180-2266 or contact us at 0124-2709046.

Thanking You,

Yours Sincerely,

Complaints Redressal Team

Aviva Life Insurance Company India Ltd.

"complaints-Samaji

Yadav"

To

cc

06/30

01:16 PM

Subject

Final reminder

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| |Supported by: Ministry of Consumer Affairs, Food &

Public|

| | Distribution,

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| | Department of Consumer Affairs, Govt. of India

" JAGO GRAHAK JAGO"

REMINDER

Dear Sir,

Kindly refer to our earlier mail. It is most unfortunate that an

organization of your repute has not responded till date to the

complaint.

We would request you to respond to this matter at the earliest and in

case you have not received the earlier mail, kindly find the attached

letter for your immediate action. We are confident, you will

agree that resolving complaints is of great value for you and needs

prompt attention to have a satisfied customer. In case no

satisfactory response is received from your side, we will have no

option but to advise the complainant to seek remedy through

consumer court and to make public your unfriendly attitude to

customers through our website which has over 1.3 crore hits from 50

countries across the globe by now.

Samaji Yadav

Manager (Complaints)

CORE Centre (Jago Grahak Jago Cell)

Noida (UP) -201 307

Tel:. 0120-4235446

&-- Original Message &--

From: ANKUSH BINDRA

To: complaints-Samaji Yadav

Sent: Sunday, June 29 1:35 PM

Subject: Re: complaint

Dear Mr. Yadav,

Please help me with this as your more active intervention is required to

get it sorted ASAP.

Thanks.

Best regards,

Ankush Bindra

9810234281

On 6/24/08, complaints-Samaji Yadav wrote:

Dear Sir,

We are forwarding herewith a complaint, which is self-explanatory.

We are the official agency of the Ministry of Consumer Affairs, Food &

Public Distribution, Department of Consumer Affairs, Govt. of India, to

facilitate such complaints promptly, to the entire satisfaction of

both the parties. (For detail kindly visit our website

www.core.nic.in).

It is requested that the matter may kindly be examined and the

grievance be redressed promptly. Action taken in the matter may kindly

be communicated to the petitioner under intimation to the undersigned.

Samaji Yadav

Manager (Complaints)

CORE Centre (Jago Grahak Jago Cell)

Noida (UP) -201 307

Tel:. 0120-4235446

&-- Original Message &-- From:

To:

Sent: Saturday, June 21 8:06 PM

Subject: New Complaint Received from 27 March - CORE Centre

Dear Complaint Team, CORE Centre

There is a complaint updated.

Title: Unauthorised transaction

Complaint ID : 3123

Name: Ankush Bindra

Email: [email protected]

Adddress : 190 GF Ashoka Enclave-I

City: Faridabad


Company: ICICI Bank

Country: India

Category: Miscellaneous

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