ICICI Bank
Fraud call

Hi

I am getting call who tells me that, we are coming to arrest you. because you are fraud against ICICI credit card used and no bill paid, infact I was paying the bill regularly but due to more amount in bill statement i did stopped to pay. So my question is can ICICI bank send police to my home and if yes then on what basis? though i told bank I will pay the outstanding amount within next three month.

please guid me what should I do? I am not sure the call was really from police... can it be?

Thanks