Sir,
My Home loan with ICICI bank is LBHYD00000817007 is at the rate of interest 13 percent. When I went for foreclosure they offered me a ROI of 9.75, but they asked me to sign on an agreement, which is full of clauses favouring the bank completely. They also asked me to a pay 0.5 percent of switch fee.
I am asking why I should sign a new agreement for switching the loan. I am on floating scheme. Why the interest is not as per the market condition.
I request the officlals to help me get the ROI on current market. I like ICICI for its customer service but I do not appreciate the one sided terms on rate of interest.
Regards,
Shaheen
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