I would like to share the problem i faced with ICICI bank regarding home loan. I took the loan from ICICI bank in the month of apr 08 for 19 lakhs, for the tenure of 240 months (for 20years ) & monthly EMI was Rs 18, 970 at that time R.O.I (rate of interest) was10.5% in june itself again ROI increased to 11.25% & from july ROI became 12% . This was not informed to us. Two weeks back i went to icici bank & i asked about my tenure then they told it was 683 (58years). Then really i got shock. I asked them why you were not informed to us till now. They told we sent to all.
Is ithis is correct?
Can I fight with icici about this issue?
Now the RBI has decreased the ROI but icici was not reduce till today
Is there any solution for this?
If any one know the solution can you guide me?
How the government is accepting this type of rules in icici bank?
Regds
Rajani
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