To-day I got a SMS message from Cell No.09810312629 stating that my EMI due on 07.04. whereas every year I am giving to ICICI Bank (Home Loan Dept) post dated cheques (12 cheques in a year) and according to that my EMI due should be on 7th of Sep.2009. What is this? Moreover, rate of interest is 15.25% for floating rate, how, when I purchased my flat that time it was 10.25% and during BJP Govt. it was come down to 9.25% and how now it should be 10.25% as other banks have already cut down their floating rates for old loan.
Kindly let me know the whole thing immediately. Mind it I will not pay any extra charges for existing EMI as I got a concrete proof for Post dated cheque.
Thanks
P K Biswas
0 comments