Hello,
I have take a Loan of 7.5 Lacs in the year 2006 at the interest of 9.25% pa which is increased to 12.75% pa in todays date, the type of loan is Floating and now the current Rate of Intrest of Loans are very less but ICICI Bank charges me from 12.75% pa.
Could you help me in getting this clear what is the policy of floting Rates why this is happening and is there any BODY who looks after this all matters.
Other banks has redused the rate of interest even but ICICI home loan is still charging more, will RBI can take action against them??
My Tenure is increased my 4 years from the current date means 6 years actually.
My EMI amout was increased by 1000 Rs two times is this correct.
Please sujjest me the right way to Catch them.
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