Dear Sir/Madam,
Sub: - Complain Against ICICI Prudential Life Insurance Company Ltd.
Introduction Of Mine:-
I Mr. Dharmendar Sikand, residing at Vadodara of Gujarat State. I am an employee of Indian Railway since last 17 Years.
My father was also an employee of Indian railway, when he expired 2 years back I receive Lumsum amount from his pension & other saving what he has done when he was alive. And I also have some saving amount of mine.
So I had planned to invest this money some where from where I get good returns.
Investment Portion:
When I was planning to invest this money in the mean time I came in touch with one ICICI PRU Employee who is working in Baroda branch his name is Siddharth. Kaluskar. I came to touch with this guy with the reference of my family friend whose name is Mr. Darji.
Then he showed me one policy of ICICI Pru. i.e. – Life Stage Pension Plan (LSP). He said me that you have a Lumsum amount this time so u invest your all money in this policy coz it is a one time so u don’t need to invest as regular basis. I also convince his wording that I have to invest one time not on Regular basis. So I ready to invest all my money in LSP Plan.
But after an year when I received renewal premium receipt from ICICI Pru I was shocked how it is possible, coz I had a trust on Mr, Siddharth that’s why I never ever go through the Terms & Conditions (T&C) of the policy. But when I receive the premium notice I refer the policy & I came to know that this policy LSP is a Regular Paying policy not a one time policy.
Then I try to contact Mr. Siddharth but he did not pick my phone or contacted me back.
(Apart from this I also want to aware you that, after taking this policy I also face one big problem with ICICI Pru & Mr. Siddharth i.e. when market went crashing I called Mr. Siddharth please transfer my fund in safe mode he said ok I continue call him & his manger 3-4 times, he always said I did it u don’t worry about that. But one day when I checked my statement then I came to know they never ever change my fund & coz of that I got a loss of aprox 50% of my Fund Value. Then I complain in ICICI Pru against Mr. Siddharth what he did with me. But I don’t get any good feedback from ICICI Pru off. In the mean time Mr. Siddharth put his resignation in ICICI Pru & left the companies within 15 days after I lodged complain against him. And I am surprised how his senior accepted his resignation if there is any complaint pending against him.
Then I lodged an complain in ICICI Pru customer via mail but after 3-4 months communication from there way I also don’t get any favorable feedback & at last they said we cant do any thing u have to pay your premium. )
Help from Ur Side:-
Just today I came to know about your program (Pehredar), Insurance Ombudsmen & about Indian consumer where you are helping such customers who are facing lots of problem with financial companies especially with Insurance Company’s
So without wasting a single minute I draft a mail in which I describe each & every thing what problem I m facing with ICICI Pru from last 1 year. Because you are my last hope, with your help only I will get justice from ICICI Pru.
And, as I describe I am a Central Govt. Employee in Indian Railway, So it is next to impossible for me to pay next two huge premiums.
Policy Details:-
Policy no
Policy Name
Date of commencement...
Premium Amount
Policy Holder Name
7405700
Lifestage Pension
21/1
149700
Dhamendar Sikand
7478450
''
22/1
149700
Dharmendar Sikand
7421471
''
21/1
199600
Dharmendar Sikand
7336912
''
14/1
49000
Pooja Sikand
7322365
''
10/1
441000
Pooja Sikand
Thanks & Warm Regards
Dharmendar. B.Sikand
201, Pramukh Complex
Inside Sahjanand Kutir
Mujmahuda
Baroda,
Gujarat
(M) 91 9429111133
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