Hello Sir,
I have taken a home loan from IDBI home finance Ltd Dadar Branch of Rs.950000 in July at 11%ROI at that time. Now after 2 years when the market situation has change so dynamically with RBI slashing repo rate, CRR, SLR and all other rate to make sure the End Consumer is passed on the benefits of cheap credit availablity. But IDBI home finance is not reducing it PLR for existing customers. So i m thinking of filling an affadivat in consumer court against IDBI home finance as it is not providing the benefits of cheap fund to the consumer and is just interested in making profit at these times when the end consumer is against so much pressure. please tell me how can i take this forward and if there are other similar customer or people facing the same problem then we together can do some legal action against these attitude of banks.
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