Inconsumercomplaints.com » Miscellaneous » Review / complaint: LIC HFL, Housing Loan - REFUND OF PROCESSING FEE TOWARDS HOUSING LOAN | News #378722

LIC HFL, Housing Loan
REFUND OF PROCESSING FEE TOWARDS HOUSING LOAN

Dated. 05 Feb

Mr JP Tripathi

Area Manager

LIC Housing Finance Limited,

1, Shahnajaf Road, Opp. Saharaganj Mall

Lucknow, Uttar Pradesh

SUB: REFUND OF PROCESSING FEE TOWARDS HOUSING LOAN

- ASHWANI KUMAR SHUKLA

Respected Sir,

1. Refer to LIC HFL receipt No.0061704 dated 27 September and STC No. AAACL1799CST001.

2. With due respect, I have the honour to submit that I have applied for housing loan for buying house from UP Awas Vikas Parishad (Vrindavan Pariyojna), from your esteemed organization during Jun 08/July 08 through your Associate Mr Rajesh Pandey. Towards, availing this loan I paid a sum or Rs.1774/- Rs.5620/-(Total – Rs.7394/-) in cash to Mr Rajesh Pandey. The processing of loan got delayed as I was not getting required loan on my existing income so I was advised to get my brother’s name added in the property. Even after getting it done it could not meet your formalities then I agreed to avail the loan admissible on my existing income, which was processed at your end.

3. In the meanwhile, I took retirement from Indian Navy and joined an IT Firm Pel Softlabs Pvt Ltd as HR Officer. I was refused the loan as I did not inform you about the change of my employment status, which I accepted and I have literally begged or pleaded you over telephone to help me out and get my present employment status verified again and grant the loan as it was costing me a huge interest but you have declined saying that it is against our norms.

4. At last, I requested Mr Rajesh Pandey to get loan application cancelled and refund the processing fee after deducting the administrative charges. He has returned only Rs.3000/- against Rs.7394/-. May I know the breakdown of Rs.4394/- which have been deducted? I had a great faith and trust in the name of LIC about it transparency and fair system.

Thanking you

Yours faithfully,

Ashwani Kumar Shukla

S/O Shri Ram Prakash Shukla

H.No.366/37`PANCHVATI’

Kishor Ganj, Campwell Rd

PO – Chowk, Lucknow

U.P. – 226 003

Email – [email protected]


Company: LIC HFL, Housing Loan

Country: India

Category: Miscellaneous

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