Master card, american express, visa
Credit card fraud

I APPLIED FOR A CREDIT CARD WITH FIRST PREMIER BANK AND RECIEVED A LETTER DATED OCT. 3/08 THAT I ALREADY HAVE THE MAXIMUM ACCOUNTS ALLOWABLE UNDER CURRENT CREDIT POLICY...

I CHECKED MY CREDIT REPORT AND COME TO FIND OUT I OWE VISA $2, 345, AMERICAN EXPRESS $1, 743, MASTERCARD $500 ETC.

I NEVER OWNED ANY CREDIT CARDS EVER... MAYBE A DEBT CARD BUT THAT IS IT...

PLEASE... I NEED HELP TO CLEAR THIS UP