Before taking any service (actually its giving the money not taking service) from AccFin (accfin.in) please read this review.
Following are the features of the card :
— Personalized filing of IT Returns.*(you can do it online and send the IT form by normal post. Only you need to spend Rs-5/-)
— Free DEMAT Account for the member. Other than the member, we will charge a nominal Government fees, as applicable.(pls notice its not totally free and you can get same service from India Bulls without spending Rs-1500/-)
— Attractive discounts ranging from (5 to 40%) in over 400+ merchant establishments in & around Bangalore, including selected Hotels, Restaurants, Hospitals, Medical shops, Apparel show rooms, Malls, etc.
(MERCHANT MEMBERS are useless. And the merchant members are location specific and location are RT Nagar, Rajaji Nagar, ChamrajPet etc)
— Financial advice on Income tax and Savings..(Pls go thru the comments by rajan_anoop on http://www.mouthshut.com/review/AccFin-172944-1.html)
— Housing Loan analysis..(Pls go thru the comments by rajan_anoop on http://www.mouthshut.com/review/AccFin-172944-1.html)
— Vehicle Loan analysis..((Pls go thru the comments by rajan_anoop on http://www.mouthshut.com/review/AccFin-172944-1.html)
— Property Loan analysis (Pls go thru the comments by rajan_anoop on http://www.mouthshut.com/review/AccFin-172944-1.html)
— Advice on Investments/Mutual Funds..(Pls go thru the comments by rajan_anoop on http://www.mouthshut.com/review/AccFin-172944-1.html)
— Advice on Insurance..(Pls go thru the comments by rajan_anoop on http://www.mouthshut.com/review/AccFin-172944-1.html)
— PAN card application for the member and spouse incase of need. *(if you give Rs-100 to some agent you can get PAN card. No need to take this useless membership spending Rs-1500/-)
— Accident insurance with sum assured up to Rs. 1 Lakh, by paying additional INR 250/=.(This insurance is valid for 1yr. If you pay Rs-500/- to SBI Shield term insurance you can get Rs25L coverage)
— Monthly newsletter. (again useless, its AccFin ad book)
— 9/6 Customer Care On Toll Free No: 1800-425-5353.(if you are really really lucky your call will be attended)
— Online Support: [email protected]. (you can send mail and get some automated reply but no service)
— As part of the Card kit, we ship a discount voucher booklet for INR 2, 500/=. (Again useless as either those are expired or the merchnat members are already giving same discount to any body. No need to carry AccFin gift voucher)
They hide above informations before giving the membership. They tell half-truth which makes you to feel that it is very lucrative offer.
AccFin call center employee promised me if I dont’t like the membership I can cancel the card and get the money refunded. That was false commitment.
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