I got a collection letter dated 1-11-07, for $446.and had NO IDEA what it could possibly be for! I've been FREAKING OUT! Sorry it has happened to so many people, but I'm glad I found this site so at least now I have an idea of what's going on. Glad I found you guys! I guess the next step is the BBB and the FTC. Thanks. (And, Prospect, Ky is 15 mins from my house--kinda crazy!!)
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