Biggest Cheater in Mumbai
1. It started as soon as we have booked our flat in “CASA BELLA’s, Cluster-Eleganta Wing A, Flat No: 204”on 06/04/10 by Sales Manager of Lodha Group Mr. Vikas Singh Referred By Mr. Ravi of “BRIGHT REAL ESTATE” (As per the agent and the sales persons) they committed that the possession of that flat will be in the month of Nov. At that time we were not in position to pay a lumpsum amount of 4, 50, 000./-. So we thought that it will take some time and we will arrange the money and tried for home loan from IDBI. And we have send a cheque of Rs 1, 86, 845/- as 1st installment.
2. As the formalities were going on, we have come to know that the flat allotted to us is having some mess in it and they are not in a position to issue that flat to us because that building is not passed by the govt, . and is coming near the lane of a planned railway track. (It was all a myth and they were misleading us). In that also they didn’t informed us. When we have called Mr. Ravi & Mr. Vikas then they said that we will inform you in another 1 or 2 days.
3. Again the representative called my husband on 02 May at their office in Dombivali and convinced him to book another flat in “CASA BELLA’s CLUSTER-REGALIA, WING D, FLAT NO. 404” they didn’t inform us that already the 3nd slab of construction started and we have to suddenly release an amount of Rs.10, 63126.00/-. After that we have issued another payments as mentioned below:
1. First Instalment within 21 days of Rs. 1, 88, 845/- on 25/050
2. Cheque in favour of Hari Om Enterprise for Rs. 108000/- for parking charges.(as black) dated
3. For the 2nd installment they have send a letter of own contribution for Rs. 16, 105/- for that we have send Rs. 16, 150/- (when I called up Ms. Kalpita that by mistake I have send more amount she said that it will be adjusted in your flat amount). Till that time our loan from IDBI was sanctioned for Rs. 21, 00, 000/- and we have submittes the same to M/s. Lodha Dwellers.
4. While all this was happening my father in Delhi got very serious and I have to go there on 13th of May and on the very next day i.e 14th may suddenly my husband was sent to US with not a single day of notice period. I was not in Mumbai to take action. Than also from Delhi I called up Ms. Kalpita 15 to 20 times for the payments process she said “you don’t worry about that it will not be a problem. As our loan is processed from bank. I came back on 6th of June from Delhi. Suddenly I came to know that I have to go for the formalities of Registration till that time I didn’t even recd.. My FLATS ALLOTTMENT LETTER and whenever I asked for the same from Ms. Kalpita and every time her answer was “it will be issued only after the clearing of parking charges and 1st and 2nd installment”.
5. On 10th June she had again send a demand letter for Rs. 10, 63, 126/- stating that we have to release the payment on or before 24.06.2010 otherwise it will attract interest of 18% per annum. Kindly note that till that I did not recd. the allotment letter. Only the Demand letter from Lodha Dwellers was coming promptly.
6. After that I had gone for a process of Power of Attorney so that on my husband’s behalf I can myself go for disbursement from bank and I called up Mr. Ravi. He said no madam you release the 2nd Installment of Rs. 2, 18, 025/- and we will go for the disbursement and property registration process as soon as your husband comes on 16th of August (This Was according To MR. Ravi & Mr. Vikas Singh). At that time I told Mr. Ravi that I have only I will have to borrow from outsiders. I took the money from outside on interest of @3% p.a. Here also I released Cheque of Rs.2, 18, 025/- through Mr. Ravi. as soon as I send the cheque through Mr. Ravi again I got a letter from Lodha stating that govt. had levied service tax @ 2.575% towards construction services for Rs 5614/- on or before 22nd july. In lieu of this again I send a cheque for Rs. 5614/- dated 18.07.2010. And after that I had came to know that the taxes were not levied by the govt. All this I informed to Ms. Kalpita.
7. After that Ms. Kalpita send a Demand letter for 04th Slabs payment with an penalty of interest for Rs. 24, 954/-. I called her up and asked about that letter she said that it is just a computer generated letter and I need not worry about that. I asked her that why that penalty has raised to us she said because you had delayed the payment. Whereas they have already took the second slabs payment before telling that they can wait till my husband comes back from USA.
8. Again Kalpita called me up and said “Madam you start the process of registration and send us 2 demand draft so that as soon as your husband comes we will go for registration in Kalyan. As already she knew that I have got no money in my account she was compelling me for the registration amount. Some how I again borrowed money from the outsiders (on 3% per months interest) and on 07/08 I had alone gone to bank with my small 2 kids and made a draft of Rs. 1, 14, 420/- in “FAVOR OF IDBI BANK A/C STAMP DUTY” and 2nd draft for Rs. 21, 966/- in favor of “THE JOINT SUB REGISTRAR KALYAN” and send it on 09/08 through Mr. Ravi to Ms. Kalpita but I had come to know that she recd. It on 11th of August. (Here also It was not my mistake).
9. As soon as my husband came on 16th of August in India and was supposed to go back to US again in a small time of 7 days. Any how I got a E-mail that registration date is on 18th of August. On 17th Ms. Kalpita called us and said before registration we have to collect the LETTER OF ALLOTMENT because without that we can’t go for registration. My husband with a tight schedule, has gone to Ms. Kalpita and was surprised by the date mentioned on letter it was 23rd of July. He queried for that with Ms. Kalpita why she didn’t informed us about that she said it just a formality than also my husband signed it specifying that we have recd. the “LETTER OF ALLOTMENT” on 17th of August. After registration on 18th my husband gone back to US.
10. All the documents of registration for disbursement I got on 1st of September. On the very next day I had alone gone with my kids to Dadar for disbursement formalities. The disbursement was released on 16th of September and came back from Dadar at night 11:00 PM (as that was the 5th day of Ganesha’s Visarjan) as soon as I came back from Dadar I hit by the conjunctivitis flu than also I had gone to courier office and send it through courier on 17th of September in there Mahalaxmi Branch.
11. As soon as they have come to know that the disbursement has gone on 16th September again today ie. 20th Septemeber they send a Demand letter for release of 5th slabs payment with penalty of Rs. Rs. 24, 954/-.
12. As it is stated in agreement that the possession of our flat on 31st Mar but till today that is 2nd of Aug there is no news of allotment from there side.
13. After all this also the Lodha Dwellers is not satisfied and when I send the last pending principal amount of Rs. 48, 222/- on 24th July to Ms. Kalpita. On 27th Aug I recd. an email stating that this amount is adjusted in lieu of my interest pending.
I don’t know how much I have to face. As I was alone in Mumbai and I have got not a single relative here. With my 2 small kids of aged 2 and 4 years I have suffered the worst period of my life with mental and physical trauma and in that my small kids also suffered with me. From the very first day when we have booked the flat and till date there is no relief every time a new letters generates for penalty. I don’t know when will this be over. Pls if anyone can help in this regard or will stop these cheaters in future.
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