Dear Sir,
My Loan account no is 13093480, I had bought a Honda Civic in April which was financed by HDFC Bank. The EMI was debited through ECS.Recently I approached the bank for foreclosure & they said they charge a whopping 5%...which was unbelievable. Again this was never mentioned when i approached the bank for loan. I have never defaulted on the payments & have been paying the EMI on time as per the schedule & this is what we get for being a loyal customer.
I have approached the bank for a waiver by 2-3% but they have refused.
After going through the series of complaints It seems a practice being followed by the bank to dupe their customers of hard earned money.
Kindly do not approach HDFC Bank for Car Loans, other banks offer much better customer service & work towards customer retention... unfortunately HDFC bank does not bother neither care for its customers...
SO Beware of HDFC Bank
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