Dear sir,
I have obtained a loan of 30 lakh from HDFC BANK, BRANCH, INDIAN HABITAT CENTRE 588040792. My loan was to be given in three instalments based on construction schedule. I was given the first instalment of 15 lakh immediately. After that the harrasment started wid asking of those documents which i have already submitted, probanly they lost my documents and started asking for photocopy. On my questioning to MRS VIMMI, WHO IS INCHARGE AT INDIAN HABITAT CENTRE SHE HAD NO ANSWER AS TO HOW LOAN OF 15 LAKH WAS CLEARED IF MY DOCUMENTS WERE NOT IN ORDER, TO THAT SHE HAD NO ANSWER, after a long battle RS 660000 was cleared by her. in the mean time my house was in the final stages of construction and has been now completed with balance of payment pending to be given to contractor. MRS VIMMI IS NOT CLEARING MY BALANCE MONEY OF RS 840000/-. VEN I ASKED checked up from HDFC BRANCH AT INDIAN HABITAT CENTRE, I HAVE LEARNT that there some technical data is not complete. TODAY I GET AN SMS FROM HDFC BANK THAT they have cleared only Rs 240000/- instead of my balance amount of pending loan of Rs 840000/- arbitraryly for the reasons best known to HDFC BANK, INDIAN HABITAT CENTRE DELHI BRANCH. HOW COME VEN I AM SUPPOSE TO GET MY BALANCE MONEY OF rs 840000/- WHY AN AMOUNT OF rs 240000/- IS GIVEN. I FEEL THAT IT IS A HARRASMENT METTED OUT TO ME BY MRS VIMMI FOR THE REASONS BEST KNOWN TO HER, MAY BE I QUESTIONED HER WAY OF WORKING WHICH IS NOT ONLY SLOW BUT, SHE LOOSES THE DOCUMENTS AND THEN BLAME THE LOANEE.I DONT KNOW THE EXACT MOTIVE OF HARRASMENT BY HER AS SHE IS THE LOAN GIVING AUTHORITY. I BEING IN ARMY, POSTED PRESENTLY IN FIELD AREA CANT BE VISITING DELHI OFTEN AND IF THIS IS THE STATE AND TREATMENT METTED OUT TO INNOCENT PEOPLE BCOZ OF CARELESS AND ARBITRARY ATITUDE OF FEW NON WORKERS LIKE MRS VIMMI IT WILL BE SO DIFFICULT FOR NEONE TO OPT FOR LOAN FROM HDFC BANK. AT LEAST THE WAY MY LOAN HAS BEEN HANDLED NO ONE WOULD LIKE TO OPT.
NOW PLEASE I WANT THE FOLLOWING REDREASE :-
1. MY COMPLETE AMOUNT OF LOAN rs 840000/- BE GIVEN TO ME IN ONE GO AS CONTRACTED INSTEAD OF rS 240000/-.
2. MY EMI TO START IMMEDIATELY, INSTEAD OF ANYMORE PRE EMIS
3. INQUIRY BE ORDERED TO CHECK WHY I WAS HARRASED FOR LOAN, AND WHY IT HAS BEEN BROKEN INTO NO OF INSTALLMENTS VEN I WAS TO GET IT IN THREE INSTALLMENT
4. ACTION DEPARTMENTAL BE TAKEN AGAINST ALL THOSE WHO ARE RESPONSIBLE FOR THIS DELAY, HARRASMENT AND FINANCIAL DIFFICULTY THEY HAVE BESTOWED ON ME FOR NO FAULT OF MINE.
5. INSTEAD OF MRS VIMMI A BETTER AND MORE EFFICIENT AND CURTIOUS PERSON BE PLACED AT INDIA HABITAT CENTRE FOR DISBURSEMENT OF LOAN.
6. LASTLY THIS COMPAIN BE PUT UP TO THE HIGHEST AUTHORITIES IN HDFC BANK SO THAT THEY MUST BE AWARE AS TO WHAT IS HAPPENING AT GRASS ROOT LEVEL TO OPEN THERE EYES.
THANKS,
COLONEL R K VERMA
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