Dear Sir,
There were two car loans against me as under:
1. Loan Account No. : LAJMM00005629790
• Bank: ICICI BANK LIMITED
• Date of Start of EMI : 5 March 2066
• Date of Last EMI : 5 Feb
• Loan Amount : 4, 47, 750.00
• EMI amount : 90556.00
2. Loan Account No. : LUJMM00009991755
• Bank: ICICI BANK LIMITED
• Date of Start of EMI : 5 May
• Date of Last EMI Loan : 5 April
• Loan Amount : 1, 05, 00.00
• EMI amount : 3770.00
The loan as mentioned at above Sr. No. 1 for an amount of Rs 4.47 lacs for a tenure of 60 months was very much prematurely closed and the loan as mentioned at above Sr. No. 2 for an amount of Rs 1.05 lacs for a tenure of 36 months was recently settled for the remaining 5 out of 36 EMIs, which probably got late payment due to improper and miscommunication between Bank and Me at later stage. While settling the pending payments Mr. Pankaj Sharma (Mobile No. 9419115814) of loan department asked to open the recurring deposit for one year and pay the 6 months installment in advance and was adhered to as it.
The pending payments has been payed and now, I have been requesting the ICICI Bank (Residency Road, Jammu Branch) for issuing the NOC against aforementioned two auto loans but everybody concerned including the Mr. Mayur Vasan (loan department head sitting at Amritsar, mobile no. 8146624648) is deliberately delaying the NOCs without any reason. Every time on contacting over phone one person (Mr. Pankaj Sharma) says now I am on leave, does Bank stops if one goes on leave and another Person (Mr. Mayur Vasan) says like the NOC has been mailed to you oh it got struck due to system failure, out of desk, will resend, coming to Jammu personally and will deliver itself and then again wait five minutes, two minutes, one minutes but NOC is still not there. Who recruits these jokers who doesn’t know there job how to complete and issue the NOC.
Kindly help me in getting the NOC against the above two auto loans or let me know the other formalities to complete to get the NOC at an earliest.
Sandeep Kotwal
7872890894
Dy General Manager
Himagiri Hydro Energy P. Limited
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