I had took one consumer durable loan from Baja Finance Last year. Due some ECS issue from Baja Finance site one ECS money deducted from my account and come back to my account after one day. For Last ECS it happen 3 times. Then I call to Bajaj Finance many times but no respond from there site. Finally I got a call then I told the issue and one people from baja finance came and collect the check of the Last ECS.
After Some days i got a call again from baja finance since 3 times ECS fail you have to pay Rs-750 /- other wise you name will add in CIVIL. I told the issue and send my Bank statement snap for the ECS return. Finally i got the NOC.
But after got the NOC again i got call you loan due is pending, pay the amount other wise we will add your name in CIVIL.
I think now a day this kind of things happening with many people. Once name go to CIVIL you will not get any loan from any bank.
Is it the writh things Government did??
Is a normal person will go to consumer court not thing will happen. He will hash by visiting many times at last not thing will happen.
Now a day Finance company are harassing people by putting fear like they we add your name in CIVIL you will not get any financial help from other company.
Any one validating is the finance company doing the with thing before adding any people name in CIVIL??
I think this is a big concern now a days for a normal people.
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