Dear Sir/Madam,
My self Vineel Dasari. i am the one of the victim of Bajaj Allianz health policies. I have taken to health insurance policies on 27-Dec 50, 000/- each. as my conversation with one it's Agent is he said to me pay 1 lakh and you will be cover 3 years and after 3 years you will get at least minimum 30% benefit on your paid amount. Then i said ok but i will pay only one year. he said ok no issues sir. if you pay one year you will be benefit bit less then paying remaining 2 years sir. Then i said ok and i have taken the two policies each one 50, 000 on same date. After 3 years i went to one of it's branch in kakinada on 27-Dec. i was shocked by hearing the what amount i will get after 3 years.is 6000/- (3000/- each). they are saying as of now you fund value for 1 lakh is 60000/-, and you didn't pay the 2 lakh for that remaining 2 years penalty will be charged 60% on 60000/-. if you paid the 2 lakh with the lock period that 27-Dec. the penalty will be 48% on that amount if you claim the full amount. if you kept the 2 lakh with us that you can withdrew 60, 000 now and by year by year the penalty will be reduce so that you can get amount with out penalty after 10 years.for me now word to say. This is not digest thing for me. what should i do please help me. i paid 1 lakh and after 3 years now im getting only 6000. please do needful.
I am awaiting for your reply
policyno:78142816, 78406235
mobile: 7259244244
Thanks & Regards,
Vineel Dasari.
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