I am a 23 year old guy. I bought a Bajaj Platina from Kolkata (Bajaj Auto House Jadavpur) taking a loan from the said company. For the first few months they collected the money properly through post dated cheques. Then there was a change of my bank account as the account from which I was paying the EMI was closed as I left a particular company and joined a better one. I had a discussion with the Finance company people and we settle for a decision like they will be collecting money from my home every month. The irresponsible employees of the said company started irregularity in collecting money. They didnt come up for 4-5 months. I tried to contact them for soo long but met with a failure. The employees used to talk very rudely and gave a lot of phone numbers which were of no use. Finally after a long time the again started collecting the EMI from my home. But they are such a fraud that they used the cheques of that closed account and made them bounce and hence they imposed fine without any information to me. The worst part is that they entered my name in the CIBIL list without my knowledge. The funny part is that during this process of charging fine and blacklisting me they were collecting money every month. What is this??? I am working in a very reputed Multi National company as an IT Professional. I am responsible enough to serve for my company and my country. Should I expect this kind of acts from the Indian Government??? I want justice. This kind of Companies like Bajaj Finance should be sued.
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