Hi,
I donot have any existing repayment issues with any Banks. I am holding an active credit card for HSBC and also have a car loan with SBI for past two years without any complaints re-payment defaults. However, when I am applying for credit card with other Banks I am getting a reply as quoted below. Could somebody help me to get out of this issue with CIBIL.
"We have reviewed your application. We regret to inform you that we are currently unable to approve your application for a Citibank Card, as feedback from Credit Bureau of India Ltd (CIBIL) does not meet our minimum credit criteria. Please note this does not mean negative credit feedback."
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