Credit Card / Personal Loan
Figuring the name in cibil defaullters list

Sir,

I am not sure in which context my name is included in the defaulters list.

Recently when i applied for certain loan from a bank I came to know that my name is there in the said list.

To my knowledge, earlier I had some issue with SCB. The reason was from bankers side and i have got a regret / apology letter from the banker.

I need to understand please.